Downs Financial

"Downs Financial was such a pleasure to work with during my Refinance. They kept me informed of everything that was going on and made everything so easy. Even had s closing Attorney come to my home to sign my documents. It was a pleasure to work with Shawn and Shiloh! Thank you so much! Debra Horne"

"I am a real estate agent, and over my career I have had the pleasure, and displeasure of dealing with multiple lenders from all facets of the business. After a failed attempt with one lender to purchase my home on a simple VA loan due to the underwriter continuing to ask for things, and wanting me to just extend past closing which would have cost me several thousand dollars in prepaid interest i had to cancel that contract and move on to a different home to purchase. I then found Shawn. After a quick 15 min call I could tell he was different from the start. Quick to respond, he was busy so no time to mess around, and drag his feet. Very straight forward, and as in any transaction communication is the key. He would text or call with a list. I need this or that this is where were at and what I'm doing. If you know anything about loans you know VA and FHA can be the some of the toughest due to requirements. From start to finish we closed escrow in 27 days even with a very difficult underwriter and very high DTI due circumstances of the deal. I could not recommend a better lender for your needs if your looking for honest, straightforward, simple, no fluff, no added fees, get the job done, and move on with your life kind of lender that knows his business. If your and looking for a 45 minute conversation everyday, and a three month close with hidden fees, and higher interest rates this is probably not your guy. He does not have time for that.."

"I don’t even think the words exist to tell you how AWESOME Downs Financial is and why you should work with/call them RIGHT NOW!! But, I’ll try . . . I found myself in a situation where my debt, my bills, and my current mortgage with a local bank were at a level that left me with no ability to save any money for emergencies and I needed some help. I filled out one too many forms online trying to check for lower rates and was being slammed by texts, emails, and phone calls from it seemed like everyone in the business. But I also got a call from Shiloe Downs. And just the way she spoke in the voicemail made me Google “Downs Financial.” The first thing I noticed was that Downs Financial had 159 FIVE star reviews at that time, and it’s more now. The second thing I noticed was that Downs Financial was local to me in Denver. So, completely unlike me, I called her right back and IT’S THE BEST unlike me thing I’ve ever done. Thank god!! I knew from the first phone call that Shiloe was going to be the one to help me refinance at a lower rate so I could save some money. But, I did due diligence and did speak to other lenders, which I actually felt guilty about to be honest. However, I can say without a doubt that talking to Shiloe and talking to other lenders was not even remotely the same! It took no time for me to start feeling that I had known Shiloe my whole life and that there was no logical reason to work with anyone else. AND, she had the BEST RATES of all lenders! The process was fast and Shiloe kept in communication with me for the entire (really short) time it took to get my loan. She even worked on my loan as she had to travel out of state for a family emergency. And stayed in contact!!!! When I say she feels like a friend, that’s why! Who does that?!? Shiloe does. AND, it gets even better because there are two of them! There’s also SHAWN!! I could go on and on, but if you’ve read this far, you should probably just call Downs Financial right now so you can see for yourself!! Do it!"